Credit Right Services on Instagram: "According to 15 U.S. Code § 1666b, creditors must have reasonable procedures to ensure payments aren’t unfairly marked as late. So if you paid on time but still got hit with a late fee or negative mark… they might owe you! ✅ Always keep proof of your payments ✅ If they report it late in error, DISPUTE IT ✅ Know your rights & protect your credit score! Tag someone who needs to see this! 👇🏾🔥 Comment credit if you need credit help . . . Follow for more tips o