Amid government pressure to lower the mortgage closing costs, Equifax (NYSE:EFX) said it will price VantageScore 4.0 mortgage credit scores at $4.50 for two years, ratcheting up its competition with ...

This op-ed was originally published in National Mortgage News. VantageScore says it’s building the future of credit scoring. But based on our analysis, the foundation it’s building on is shaky at best ...

This op-ed was first published by National Mortgage News. You can read the original piece here. In July 2025, a pivotal change came to the mortgage industry, when the Federal Housing Finance Agency ...

Equifax EFX-2.12%decrease; red down pointing triangle said it’s offering cheaper mortgage score prices after Fair Issac unveiled a plan to sell its credit scores directly to mortgage lenders and ...

Credit scores are dropping nationwide, reflecting struggles Americans are having to stay afloat financially, according to FICO. The national FICO score, or three-digit number used to summarize your ...

Equifax’s stock rose Wednesday after the credit bureau drew praise for the new discounted pricing scheme for its VantageScore credit-rating product aimed at competing with that of rival Fair Isaac ...