Understanding the minimum thresholds for debt lawsuits can help you navigate collections and protect your finances.

Both credit card charge-offs and debt settlement can harm your credit, but one gives you a chance to recover faster.

A growing number of Americans are finding themselves living paycheck to paycheck. Some are missing bill payments, leading to ...

(NewsNation) — American households owe a record $18.4 trillion, and federal data shows complaints about aggressive debt collection have surged over the past year. The Federal Trade Commission logged ...

(InvestigateTV) — Getting a call from a debt collector can feel overwhelming—and intimidating. But consumer advocates say the worst thing you can do is panic or pay right away. Before taking action, ...

Almost 280,000 people nationally have complained in the last year about them, and at least 41% of them are threatening or ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But when you have debt in collection, it's not just the barrage of calls ...

According to Experian, medical providers and debt collection agencies may discount your balance by 20% to 70% if you can pay a lump sum. You may want to start low and come up if necessary. Nonprofit ...

Not all debts qualify for settlement, but knowing which ones are excluded can help you plan your payoff strategy.

The Federal Trade Commission logged over 140,000 consumer complaints about debt collection in the second quarter — a 220% jump from the same period a year earlier. Georgia, Texas and Florida recorded ...