USDA loans are government-backed mortgages for borrowers buying in specific, eligible rural areas. These loans don’t require ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Buying a home can feel overwhelming, especially when you're trying to decide which mortgage program is right for you. When exploring government-backed loans, FHA and USDA options both promise ...

Many people feel unsure about whether they can meet USDA income, credit, or location rules, and that uncertainty can make the whole process feel out of reach. You deserve clarity, especially when your ...

Add Yahoo as a preferred source to see more of our stories on Google. Getting a mortgage to buy a home is a process, with many hoops and hurdles to jump through before reaching the finish line. And ...

The best USDA loan lenders accept low credit scores, are transparent about rates, and offer plenty of resources. Find the ...

The full name of this program is USDA Rural Housing Guaranteed Loan Program. We’ll simplify its name here to the USDA Loan. If you prefer, our office calls it the Meat Loan. This is the first of two ...

Compare conventional, FHA, VA, USDA, and jumbo mortgages. Learn how loan terms, rates, and requirements affect which home ...

USDA Rural Development sets income limits by household size and county. As of 2025, the standard income cap in most Iowa counties is $112,450 for 1–4 person households. These limits were recently ...

If you’re a homeowner with a U.S. Department of Agriculture-backed mortgage, you might wonder if you can refinance a USDA loan. After all, refinancing your mortgage can save you thousands by securing ...

A conventional loan is a mortgage that's not backed by the federal government – unlike FHA, VA and USDA home loans.