Your guide to approaching retirement with Roth IRAs. Greg Daugherty has worked 25+ years as an editor and writer for major publications and websites. He is also the author of two books.

bernardbodo / Getty Images A Roth individual retirement account (Roth IRA) is a terrific way to save for retirement. While you don’t get an up-front tax break, your contributions and earnings ...

For that reason, Roth individual retirement accounts (IRAs) have become an increasingly popular way to accumulate a retirement nest egg. That’s because withdrawals from the accounts generally ...

Sammy Roth is the climate columnist for the Los Angeles Times. He writes the twice-weekly Boiling Point newsletter and focuses on clean energy solutions. He previously reported for the Desert Sun ...

You can withdraw Roth IRA contributions at any time without owing taxes or a penalty. You could owe taxes and a penalty if you withdraw earnings before age 59 1/2. Roth IRA withdrawals are treated ...

Attention, senior savers: Doing Roth conversions of your traditional IRAs could be a smart move, even if you’re taking required withdrawals from them. This advice might seem less pressing in t ...

The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap ...

Inheriting a Roth IRA avoids probate if the deceased listed you as a beneficiary. Spouses inheriting Roth IRAs can treat them as their own; others face a 10-year withdrawal limit. Non-spousal ...

The 2024 Roth IRA income limits are $161,000 for single tax filers and $240,000 for those married filing jointly. The Roth IRA contribution limits are $7,000, or $8,000 if you're 50-plus.

Roth IRAs are individual retirement accounts (IRAs) that allow workers to save money for retirement using after-tax dollars. This means taxes are paid on the contributions before they are placed ...

Michael Adams is a Cryptocurrency and Investing Expert Editor. He's researched, written about and practiced investing for nearly two decades. As a writer, Michael has covered everything from ...