As retirement planning evolves in 2025, aligning future needs with current spending habits is crucial to avoid financial shortfalls. Financial experts emphasize the importance of understanding how ...

Lucy Lazarony is an experienced personal finance journalist and writer who got her start in 1998 writing about financial topics. She writes accessible and easy-to-understand articles about credit, ...

Since Social Security isn't going to provide all you need, you'll want to set up some other income streams for your future ...

It's important to have a thorough retirement plan, outlining how much income you'll need and how you'll amass it. Be sure to estimate your future spending comprehensively, including the expenses ...

Social Security remains a critical foundation of retirement income for millions of Americans, yet it was never designed to ...

Retirement can be an exciting and freeing time, but it can sometimes deliver financial curveballs — especially in today's economy. Rising healthcare costs, stubborn inflation, and economic uncertainty ...

Healthcare tends to be a huge expense for retirees. It's important to get a sense of what you might spend ahead of retirement. Find ways to save efficiently for healthcare, such as leveraging an HSA.

You may know to budget for certain living costs, like housing and healthcare, in retirement. Many people forget about taxes in the course of their retirement planning. There are a number of key ...

Mutual fund expense ratios over the past two decades have made significant progress, according to a new report. The Investment Company Institute says that the average expense ratio for equity mutual ...