Retirement planning is a lot like hiking. Both take planning, both have a destination and both rely on the right tools to reach a goal. When you’re on the road to retirement, one of those tools might ...

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement. Essentially, you’re choosing to pay taxes now in exchange for tax-free withdrawals ...

Once you turn 59 1/2, you can take Roth IRA withdrawals without a penalty. And technically, you can take penalty-free Roth IRA withdrawals before 59 1/2 as long as you only touch the principal portion ...

A 42-year-old Redditor is trying to decide whether to redirect some 401(k) contributions to a Roth IRA. The poster isn’t sure if making the switch will benefit him since he has been investing in his ...

Explore your options as a Roth IRA beneficiary, from spousal transfers to required withdrawals, depending on your relationship to the original account holder.

Retirement planning can feel like solving a jigsaw puzzle, especially for high-income households. If you’re earning too much to qualify for a Roth IRA directly, you might assume that the Roth IRA’s ...

Trump Accounts come with $1,000 seed deposits for babies born between 2025 and 2028. These accounts could be even more ...

Carol explained that she had rolled a 401(k) from a former job into a traditional IRA. Later, she began contributing to that IRA with after-tax money — without realizing that, unlike a Roth IRA, she ...