When you apply for credit, a lender is likely to check your credit file or, to use a more technical term, perform a credit inquiry. A credit inquiry is a lender's request to access your credit history ...

When you apply for a loan, credit card, or apartment, you'll likely see references to "hard inquiries" and "soft inquiries" to your credit report. The differences may seem negligible as a consumer ...

A common question we get from credit card beginners is the difference between a "soft pull" and a "hard pull" on your credit report. Both terms are frequently used when discussing new credit card ...